The article I am reading is talking about how real families were able to get set on the right course to save money for there retirement. It does not matter if you are in dept or if you already have started saving. It does not matter how young or how old you are you still have time to start saving up for your retirement. I think its interesting because it does not matter where you are financially you can still get prepared for your retirement. I think this is very important because everybody needs to save up for retirement. I learned that i should start planning ways to start saving for my future and to be cautious on what i buy.  This will probably change my behaviour because I do not want to be in the situation where i have no money and hardly any saved up for retirement. I think it is very important for people to make wise decisions when making purchases and to make wise decisions on making a life style.